Credit card insurance enough?

Sometimes for short trips; long-stay remote workers usually need a dedicated annual policy.

Rare unless you declare a license and buy a rider; do not assume.

Does LandedGo sell insurance?

No; we educate; purchase from licensed brokers.

Southeast Asia

Medical limits, adventure riders, motorbike exclusions, gear theft, and trip cancellation for monsoon season travel.

10 min readPublished 2026-03-12

Check inpatient limits, ICU per day caps, and whether outpatient follow-up is included after ER discharge.

Diving beyond 30m, motorbiking, and rock climbing often need explicit riders — generic policies exclude them.

Photographers should schedule expensive bodies; read per-item caps.

Weather and airline meltdowns happen; understand covered reasons vs credit card trip protection overlap.

Insurance products vary by country of purchase; read your policy certificate.

Diving, climbing, motorbiking, and even trekking past certain altitudes vanish from coverage unless named. Buy riders or separate policies.

Credit card trip delay insurance can stack with standalone medical; verify coordination clauses.

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